EdgeCap

We specialise in

First Home Buyers

Buying your first home is a major milestone. Our mortgage brokers help you compare lenders and secure the best home loan for your needs.

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Property Investment

Build your wealth through property. We’ll help structure and finance your investment loans strategically.

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Debt Consolidation

Combine multiple debts into one simple loan with a lower rate — saving you money and stress.

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First Home Buyers

Buying your first home is a major milestone. Our mortgage brokers help you compare lenders and secure the best home loan for your needs.

Property Investment

Build your wealth through property. We’ll help structure and finance your investment loans strategically.

Debt Consolidation

Combine multiple debts into one simple loan with a lower rate — saving you money and stress.

Self Employed Finance Options

We understand the challenges of irregular income and can present your application in the best light.

Renovation & Construction Loan

Building or renovating? We’ll help you secure a construction loan tailored to your project.

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Self Employed Finance Options

We understand the challenges of irregular income and can present your application in the best light.

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Commercial Property Finance

We have a specialist team of managers with specific industry experience and expertise to assist with a range of property developments.

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Private Funding

Secure private funding designed for your business needs. Fast, flexible, and tailored to help you grow.

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Commercial Property Finance

We have a specialist team of managers with specific industry experience and expertise to assist with a range of property developments.

Private Funding

Secure private funding designed for your business needs. Fast, flexible, and tailored to help you grow.

Refinancing your loans

Our refinance experts review your current mortgage and find a better rate or loan structure to save you money.

SMSF Lending

Empowering your Self-Managed super fund with flexible, complaint loan solutions for property investment.

Equipment Finance

Smart asset finance solution to help you upgrade, expand and stay ahead without heavy upfront costs.

Refinancing your loans

Our refinance experts review your current mortgage and find a better rate or loan structure to save you money.

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SMSF Lending

Empowering your Self-Managed super fund with flexible, complaint loan solutions for property investment.

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Equipment Finance

Smart asset finance solution to help you upgrade, expand and stay ahead without heavy upfront costs.

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Meet Edgecap

Your trusted partner in finance

We see our role as your finance specialist as helping you through your property and finance journey regardless of your time frame. Building long term financial security begins with your first loan. Sometimes it’s a marathon, not a race, so we believe in establishing long term relationships built on dependability and trust.
We look forward to meeting you.
Click if you would like a friendly chat about how we can help you with your finances.

Key Statistics

Settlement Value

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Experience

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Settlement Rate

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Why using a Morgage Broker makes sense

HONESTY

Unlike banks, mortgage brokers have access to a range of different products and lenders and will work for you to find the finance arrangement that is most suitable to your current and future finance needs. Many of these products are not available to the general public. A bank can only offer you what they have available. Sometimes this is not always the best solution in the marketplace.

TIME

Who has time these days to go looking for the most suitable deal? A good broker does – that’s exactly what they do best. Mortgage brokers do the research and running around for you to find you the right loan for your personal circumstances. Not only will you save time and avoid confusion, but you are more likely to get a better deal. Brokers are trained in preparing your loan for approval.

PARTNERSHIP

When dealing with a mortgage broker you are also building a relationship with someone who is personally and genuinely interested in you as a lifelong client – not just a quick transaction. Not only is your current finance situation explored, but so are your future finance and lifestyle goals as well.

KNOWLEDGE

A good mortgage broker will be able to explain in simple terms what type of loan products and features are available and, more importantly, why (or if) you should consider these. They should also be able to guide you on how to manage your finances more effectively and pay off debt sooner.

COMMUNICATION

A good mortgage broker will communicate with you with every step of your loan process from application through to settlement. They will also streamline the process by liaising with your conveyancer and real estate agent to make your finance experience an anxiety free process.

SUPPORT

As mentioned before a good broker will stay in touch with you even after the loan has settled and is a distant memory to you. As your personal finance needs change over the years (as they will) your finance specialist will be there for you every step of the way.

      EXCELLENT  
   Based on 36 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   prakash barot 
 
 
 
 Trustindex verifies that the original source of the review is Google. Chirag and the team are thorough professionals. An absolute delight to deal with 🙏
  
 
      Posted on Google  
   
   Krishna Venugopal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thanks for Sidd and team to help me with the financial solution. I would like to thank personally Vaibhav who was very patient and efficient throughout the process. Thanks again
  
 
      Posted on Google  
   
   Krishna Moorthy Venugopal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing team and fast in fulfilling the finance solutions
  
 
      Posted on Google  
   
   Sam Nandagopal 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve personally used Xpress Finance for several of my vehicles, both for myself and my company. Sidd, Babita, Raj, and the rest of the team have been incredibly proactive and helpful in making the loan process smooth and hassle-free. I highly recommend Xpress Finance for any asset financing needs.
  
 
      Posted on Google  
   
   Sagar Karwal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very honest and detailed service by sid and his team . Would recommend to everyone 😇😇
  
 
      Posted on Google  
   
   khatema aminullah 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service. Thank you Sidd
  
 
      Posted on Google  
   
   Mohammed Nazair Uddin Khan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sidd and his team are very capable. Prompt with answering multiple phone calls. Happy to refer to those in need.

Keep doing the good work.

Naz
  
 
      Posted on Google  
   
   Lucky Arora 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from Sid and his team to get the car loan. With in few hours of signing the contract , settlement was completed and funds appeared in the dealer's account.

Highly recommended.
  
 
      Posted on Google  
   
   Balwinder Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. You guys are a absolute gem of a finance services ! They're always quick to respond, answering all my queries with a soft-spoken and friendly demeanour. Their level of professionalism and expertise is truly commendable. I highly recommend for anyone in need any king loan . They'll make the whole process smooth and stress-free. 5 stars all the way!
  
 
      Posted on Google  
   
   Karthick Gopalakrishnan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fastest and most efficient team.

Got me in my new work Van within 5 days since the initial enquiry. Would recommend to anyone who is after a vehicle loan.
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

What our clients say
about us

I was juggling a lot of unsecured debts and had already fallen behind on repayments. The team took the time to understand my situation and guided me to a lender who could roll everything into one loan through a refinance. It lifted a huge weight off my shoulders and I can finally manage my finances with confidence.

I had a property purchase that needed to be settled urgently. I was genuinely surprised at how fast the team worked. From submitting the application to full settlement, everything was completed within a week. My structure was slightly complicated but they handled it without slowing down. They saved me thousands in potential penalties and got me across the line in time.

My situation was very challenging due to a family complication that stopped me from dealing with my property. I had already spoken to several brokers and none of them could offer a real solution. A friend recommended Edgecap and they took my case seriously from the first call. They found a path forward when I thought I had no options. I will keep trusting them with my finance needs moving forward.

I am a returning client and have gone back to the team several times for refinancing. Every experience has been consistent and stress-free. They genuinely look out for what is best for the client and always make sure the final outcome matches my goals. I recommend them to anyone who wants proper guidance.

I have worked with them on multiple occasions for both personal purchases and transactions through my SMSF. Each time they handled the process smoothly and delivered exactly what was needed. They understand different lending structures really well and always keep me informed. Very dependable team.

They helped me secure my first home and guided me through every step. The communication was always clear, and they made the process feel simple even though it was all new to me. I am very thankful because they turned something stressful into a great experience.

I had several debts that were becoming unmanageable and I felt stuck. The team took the time to review everything and found a solution with a much lower interest rate. It gave me real breathing room for the first time in years. They were supportive throughout the process and I genuinely appreciate the effort they put in.